Analytics
/ Loan AnalysisDate Range
Start Date:01/26/2026, 12:00 AM
End Date:02/26/2026, 11:59 PM
Total Principal$7.37M+12.3% vs prior period
Avg APR9.9%-0.4% vs prior period
Avg Term70 mo+3 mo vs prior period
Total Interest$1.89M+8.1% vs prior period
Data Type
Visualization
Principal vs Interest by Portfolio
Loan Risk Zones - Credit Score vs DTI
Sweet Spot
Stipulations
Lookalike
Loan Detail Table
| Loan ID | Type | Principal (P) | APR (r) | Term (T) | Frequency | Amortization | Periodic Rate | Payment Amt | Total Interest | Outstanding Bal |
|---|---|---|---|---|---|---|---|---|---|---|
| LN-004 | HELOC | $200,000 | 6.1% Variable | 120 mo | Monthly | Interest-Only | 0.51% | $1,017 | $22,000 | $200,000 |
| LN-003 | Small Business | $150,000 | 7.8% Variable | 84 mo | Monthly | Standard | 0.65% | $2,389 | $50,686 | $132,400 |
| LN-010 | HELOC | $125,000 | 5.8% Variable | 120 mo | Monthly | Interest-Only | 0.48% | $604 | $14,500 | $125,000 |
| LN-007 | Small Business | $75,000 | 9.5% Fixed | 48 mo | Quarterly | Balloon | 2.38% | $5,625 | $16,000 | $60,000 |
| LN-001 | Personal Loan | $45,000 | 8.5% Fixed | 60 mo | Monthly | Standard | 0.71% | $923 | $10,407 | $38,200 |
| LN-002 | Vehicle Loan | $32,000 | 5.2% Fixed | 72 mo | Monthly | Standard | 0.43% | $518 | $5,273 | $27,850 |
| LN-006 | Vehicle Loan | $28,500 | 4.9% Fixed | 60 mo | Monthly | Standard | 0.41% | $536 | $3,685 | $24,100 |
| LN-009 | Personal Loan | $22,000 | 7.2% Fixed | 48 mo | Monthly | Standard | 0.60% | $527 | $3,303 | $16,500 |
| LN-005 | Personal Loan | $15,000 | 12.9% Fixed | 36 mo | Monthly | Standard | 1.07% | $505 | $3,192 | $10,820 |
| LN-008 | Credit Card | $8,500 | 22.5% Variable | 36 mo | Monthly | Standard | 1.88% | $333 | $3,487 | $7,200 |